Effective Date: 15th November, 2023

Welcome to Coretill! Please carefully read the following comprehensive Terms and Conditions ("Terms") before accessing or using our platform. By accessing or using Coretill, you agree to be bound by these Terms.

1. Acceptance of Terms

1.1 By accessing or using Coretill's services, you acknowledge and agree to be bound by these Terms. Your use of the platform constitutes your acceptance of these Terms and any additional terms incorporated by reference.

2. Definitions

2.1 Coretill: Refers to the Coretill platform and its associated services.

2.2 User: Any individual or entity accessing or using Coretill.

3. Use of Coretill

3.1 User Eligibility: Users must be at least 18 years old or have legal capacity in their jurisdiction to use Coretill.

3.2 Account Responsibility: Users are responsible for maintaining the confidentiality of their account credentials, and any activities that occur under their account.

3.3 Acceptable Use: Users agree not to engage in any activity that interferes with or disrupts the Coretill platform or its services, including but not limited to hacking, data mining, or any activity that violates applicable laws.

3.4 User Conduct: Users must comply with all applicable laws and regulations. Any use of the platform for illegal or unauthorized purposes is strictly prohibited.

4. User Content

4.1 Ownership: Users retain ownership of their content but grant Coretill a worldwide, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display the content for the purpose of providing the Coretill services.

4.2 Content Guidelines: Users agree not to submit content that is unlawful, offensive, harmful, or infringes on the rights of others. Coretill reserves the right to remove or refuse any content that violates these guidelines.

5. Payments

5.1 Payment Obligations: Users agree to pay any fees associated with their use of Coretill as outlined in our Pricing Policy.

5.2 Fee Modifications: Coretill reserves the right to modify fees or introduce new charges upon notice to users.

5.3 Refund Policy: Coretill's refund policy is outlined separately. Users are encouraged to review the refund policy for details on eligibility and procedures.

6. Privacy

6.1 Privacy Policy: Coretill values user privacy. Our Privacy Policy governs the collection, use, and disclosure of user information. By using Coretill, you consent to the terms outlined in the Privacy Policy.

6.2 Data Security: Coretill employs industry-standard security measures to protect user data. However, users acknowledge that no method of transmission over the internet is completely secure.

7. Security

7.1 Account Security: Users are responsible for maintaining the security of their accounts and agree to notify Coretill immediately of any unauthorized access or use.

7.2 Security Measures: While Coretill employs security measures, users acknowledge that internet transmissions are never completely secure.

7.3 Phishing Awareness: Users are advised to be cautious of phishing attempts and should report any suspicious activity immediately.

8. Termination

8.1 Suspension or Termination: Coretill reserves the right to suspend or terminate user accounts for violations of these Terms or for any reason at its discretion.

8.2 Effect of Termination: Upon termination, users will lose access to their account and any associated data. Coretill is not liable for any loss of data resulting from termination.

9. Limitation of Liability

9.1 No Liability for Indirect Damages: Coretill is not liable for any indirect, incidental, consequential, or punitive damages arising out of or in connection with the use of the platform.

9.2 Service Interruptions: Coretill is not liable for any interruptions, delays, or errors in the platform's services.

10. Governing Law and Jurisdiction

10.1 Governing Law: These Terms are governed by and construed in accordance with the laws of Ghana.

10.2 Jurisdiction: Users agree to submit to the exclusive jurisdiction of the courts in Ghana for the resolution of any dispute arising under these Terms.

11. Dispute Resolution

11.1 Arbitration: Any disputes arising out of or relating to these Terms will be resolved through arbitration in accordance with the rules of the Ghana Arbitration Centre.

12. Use of Coretill API

12.1 API Access: Coretill provides access to its Application Programming Interface (API) to facilitate integration with external applications and services.

12.2 API Key: Users must obtain an API key from Coretill to access and use the API. The API key is confidential, and users are responsible for maintaining its secrecy.

12.3 Compliance: Users agree to use the Coretill API in compliance with these Terms, our API Documentation, and any additional guidelines provided by Coretill.

12.4 Authorized Use: The API is authorized solely for the purpose of integrating Coretill's services into the user's applications. Unauthorized use or access to the API is strictly prohibited.

12.5 Security Measures: Users are responsible for implementing adequate security measures to protect their API key and prevent unauthorized access to their applications.

12.6 Rate Limits: To ensure fair usage and system stability, Coretill may impose rate limits on API access. Users are required to adhere to these limits.

12.7 Modification of API: Coretill reserves the right to modify, suspend, or discontinue the API or any part thereof at any time, with or without notice.

12.8 API Documentation: Users are encouraged to refer to Coretill's API Documentation for detailed information on API endpoints, request/response formats, and any additional requirements.

12.9 Liability: Coretill is not liable for any damages, losses, or liabilities arising from the use of the API or any disruptions in API access.

12.10 Abuse of API: Coretill reserves the right to suspend or terminate API access for users who engage in abusive practices, violate these Terms, or misuse the API.

13. Modifications

13.1 Changes to Terms: Coretill reserves the right to modify these Terms at any time. Users will be notified of significant changes, and continued use after changes are posted constitutes acceptance of the modified Terms.

Contact Information:

If you have any questions about these Terms, please contact us at contact@coretill.com.

Thank you for using Coretill!

Coretill Privacy Policy

Effective Date: 15th November, 2023

Welcome to Coretill! Your privacy is paramount to us, and we are committed to safeguarding your personal information. This Privacy Policy explains in detail how Coretill collects, uses, and protects your data when you use our platform. By accessing or using Coretill, you agree to the terms outlined in this Privacy Policy.

1. Information We Collect

1.1 Personal Information

When you register for a Coretill account, we collect personal information such as your:

• Full name
• Email address
• Contact details (phone number, address)

1.2 Payment Information

If you make payments through Coretill, we collect payment information, including:

• Credit card details or other payment methods
• Transaction history

1.3 Usage Data

We may collect information about how you interact with the Coretill platform, including:

• Log data
• IP address
• Device information
• Browsing history

1.4 User Content

Content you submit or upload to Coretill, such as messages, images, or other materials, may be collected to provide our services.

2. How We Use Your Information

2.1 Service Provision

We use your information to provide and maintain the Coretill platform, including:

• Processing transactions
• Managing accounts
• Delivering customer support

2.2 Communication

We may use your email address to:

• Send you transactional messages
• Provide updates on your account
• Send newsletters or promotional materials related to Coretill (you can opt out at any time)

2.3 Improvement of Services

Your data helps us analyze and improve the functionality and performance of Coretill, enhancing the user experience.

2.4 Legal Compliance

We may process your information to comply with legal obligations or respond to requests from law enforcement.

3. How We Share Your Information

3.1 Third-Party Service Providers

We may share your information with third-party service providers to facilitate services such as:

• Payment processing
• Data analysis
• Customer support

3.2 Legal Requirements

We may disclose your information if required by law or in response to valid legal requests.

3.3 Business Transfers

In the event of a merger, acquisition, or sale of all or part of our assets, your information may be transferred to the acquiring entity.

4. Your Choices

4.1 Account Information

You can review and update your account information by logging into your Coretill account.

4.2 Communication Preferences

You can opt out of promotional emails by following the unsubscribe instructions provided in the email.

5. Data Security

5.1 Security Measures

We implement industry-standard security measures to protect your personal information. This includes encryption, regular security assessments, and access controls. However, no method of transmission over the internet or electronic storage is completely secure.

6. Cookies and Similar Technologies

6.1 Cookies

Coretill uses cookies to enhance your user experience. You can manage cookie preferences through your browser settings. For more information, please refer to our Cookie Policy.

7. Children's Privacy

7.1 Age Restriction

Coretill is not intended for use by individuals under the age of 18. We do not knowingly collect or store information from individuals under 18 years of age.

8. Changes to this Privacy Policy

8.1 Updates

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We will also notify you of any significant changes via email.

9. Contact Information

9.1 Questions

If you have any questions about this Privacy Policy, please contact us at privacy@coretill.com.

Thank you for trusting Coretill with your information!